Banking Made
Simple & Secure
Experience seamless financial management with Lumi Moni. Send money, save smartly, pay bills, and manage your finances all in one secure app.
About Lumi Moni
We're on a mission to make financial services accessible, secure, and delightful for everyone.
Our Mission
At Lumi Moni, we believe that everyone deserves access to modern, secure, and convenient financial services. We're building the future of banking—one that's digital-first, user-friendly, and designed to help you achieve your financial goals. Whether you're saving for a dream, paying bills, or managing your daily expenses, Lumi is here to make it simple and secure.
Security First
Bank-level encryption and multi-factor authentication to keep your money and data safe.
User Centric
Every feature is designed with you in mind. Simple, intuitive, and powerful.
Innovation
Constantly evolving to bring you the latest in financial technology.
Transparency
No hidden fees, clear pricing, and honest communication every step of the way.
Our Services
Everything you need to manage your finances, all in one powerful app.
Digital Wallet
Send and receive money instantly with your digital wallet. Fast, secure, and convenient.
Virtual & Physical Cards
Get instant virtual cards for online shopping or order a physical card delivered to your door.
Smart Savings
Set savings goals, automate deposits, and watch your money grow with competitive interest rates.
Bill Payments
Pay for airtime, data, electricity, cable TV, and more. All your bills in one place.
Money Transfers
Send money to any bank account in Nigeria instantly. Low fees, high speed.
Virtual Accounts
Get dedicated virtual accounts for receiving payments. Perfect for businesses and freelancers.
Bank-Level Security
Your data and money are protected with 256-bit encryption and biometric authentication.
Mobile Banking
Full banking features on your mobile device. Available on iOS and Android.
Instant Notifications
Get real-time alerts for every transaction. Stay in control of your finances.
Rewards & Cashback
Earn rewards and cashback on every transaction. The more you use Lumi, the more you earn.
KYC Verification
Complete KYC verification to unlock higher transaction limits and premium features.
Ready to Get Started?
Join thousands of users who are already managing their finances with Lumi.
Get in Touch
Have questions? We'd love to hear from you. Send us a message and we'll respond as soon as possible.
Contact Information
Reach out to us through any of these channels. We're here to help!
support@lumimoni.com
Phone
+234 800 LUMI MONI
Address
Lagos, Nigeria